Indusind Bank Personal Loan: Are you planning to start a new business or need financial support for personal goals in 2025? Indusind Bank offers Digital Personal Loans with quick disbursement, hassle-free documentation, and entirely online processing. Whether you need a small amount like ₹10,000 or up to ₹5 lakh, this loan can be your go-to solution.
What is an Indusind Bank Personal Loan?
Indusind Bank provides personal loans with minimal interest rates and flexible repayment options. The loan can range from ₹10,000 to ₹50 lakh, and a completely online application process ensures that you can apply from the comfort of your home.
- Loan Amount: ₹10,000 to ₹50 lakh.
- Interest Rate: Starting from 10.49% per annum.
- Loan Tenure: 12 to 84 months.
- Processing Fee: Up to 3.5% of the loan amount.
Key Benefits of Indusind Bank Personal Loan
- Quick and Digital: Fully digital process with no need to visit a bank branch.
- No Collateral Needed: It’s an unsecured loan, so no need for guarantees.
- Easy Documentation: Only essential documents like Aadhaar and PAN are required.
- Fast Disbursement: Loan amount is transferred directly to your bank account.
Eligibility for Indusind Bank Personal Loan
To apply for a personal loan, you must meet these eligibility criteria:
| Criteria | Details |
| Age Limit | 21 to 60 years. |
| Minimum Income | ₹25,000 per month. |
| Residency | Must be an Indian citizen. |
| Mobile Number Linkage | Aadhaar-linked mobile number required. |
Documents Required for Indusind Bank Personal Loan Application
Here’s the list of documents you’ll need to apply for the loan:
| Document Name | Purpose |
| Aadhaar Card | Identity proof |
| PAN Card | Income and tax verification |
| Address Proof (e.g., Utility Bill) | Proof of residence |
| Mobile Number | OTP verification |
| Passport-size Photo | Profile photo |
| Income Proof | Financial verification |
| Bank Statement (Last 3 months) | Income validation |
Indusind Bank Personal Loan Interest Rate and Charges
Indusind Bank offers personal loans at competitive rates and transparent charges.
| Details | Value |
| Loan Amount Range | ₹10,000 to ₹50 lakh. |
| Interest Rate | Starting at 10.49% per annum. |
| Processing Fee | Up to 3.5% of the loan amount. |
| Repayment Tenure | 12 to 84 months. |
How to Apply for an Indusind Bank Personal Loan in 2025?
Follow these steps to apply for a personal loan online:
- Visit the Official Website: Go to Indusind Bank’s official website.
- Choose Personal Loan Option: Click on the “Loan” section and select “Personal Loan.”
- Click on Apply Now: Tap on the “Apply Now” button to proceed.
- Enter PAN and Mobile Number: Fill in your PAN card details and mobile number.
- Complete OTP Verification: Verify your Aadhaar-linked mobile number using the OTP.
- Select Loan Amount: Choose the amount you wish to borrow.
- Fill in Details: Enter required personal and financial details.
- Complete Video eKYC: Perform video-based Know Your Customer (KYC) verification.
- Submit Your Application: Once all details are verified, submit your loan application.
Direct Links for Loan Applications
| Loan Type | Link |
| Indusind Bank Personal Loan | Apply Now |
| Jan Samarth Loan | Click Here |
| Airtel Payment Bank Loan | Click Here |
| Google Pay Loan | Click Here |
Conclusion
Indusind Bank Personal Loan is an excellent financial tool for individuals looking to fund personal needs or start a business. With a seamless digital application process, competitive interest rates, and flexible loan amounts, it caters to a wide range of financial requirements. If you found this article helpful, share it with friends who might need financial assistance in 2025.
FAQs ?
You can borrow up to ₹50 lakh through Indusind Bank Personal Loans.
The loan approval process is quick, and the amount is disbursed directly into your account within hours after approval.
Yes, but the digital process is faster and more convenient
Join WhatsApp
Join Telegram
